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Baccarat is aclassic casino card game that can be traced back to 15th century France. There are several different varieties of baccarat,but by far the most popular is called 'punto banco', which willbe the focus of this page.
Punto banco baccarat is commonly played in casinos all over the worldand is also available at many of the best real money online casinos.With online play, cards are dealt using random generator software tomimic the actions of a croupier.
What is the aimof baccarat?
The aim of puntobanco baccarat is to bet correctly on one of three main outcomes.These are victory for the player's hand, the banker's hand or atie. The 'player' in this case does not refer to an actualperson. It is just the name given to the hand dealt opposite thebanker's hand. The same is true of the banker's hand.
The hand that winsis the one that scores highest on a scale of 0-9, with 10-cards (10s,jacks, queens, kings) counting for zero and aces counting for one.All double-digit totals count as the number in the right column. So ahand totaling 17 actually counts seven, while one totaling 10 countszero.
Should both handsscore the same (after play is concluded), the result is a tie thatpays out to those who bet on that outcome. Those who bet on thebanker's hand or the player's hand see their bets roll over tothe next game.
How are puntobanco baccarat cards dealt?
The croupier willstart by dealing two cards each to the symbolic player and banker. Wethen get into the business of standard rules to determine whathappens next, which are explains in rough terms as follows:
INITIAL DEAL
If either the banker or the player's initial two-card hand makes for a score of eight or nine, the game ends there and the result stands. Either the banker's hand wins, the player's hand wins or it ends in a tie.
If the player's card scores six or seven it stands as is, and no further cards are drawn.
CARD DRAW
If the player's hand scores between zero and five, another card is drawn.
Whether the banker's hand draws a third card depends on the initial score of the player's hand and the banker's hand, and also whether the player's hand has drawn a third card. There is a detailed outline that specifies the respective scores of each hand required to demand a draw for the banker's card.
How are betsplaced on punto banco baccarat games?
Players who havegained a seat at a baccarat table are allowed to place bets beforeevery hand dealt. In a casino this is done by placing chips tosignify whether you're betting on the player, the bank, or a tie.If you're playing at an online casino this is all done virtually,moving funds from your casino deposit account before each hand.
A winning bet on theplayer's hand pays 1:1, so you get your stake back and a matchingamount ($25 stake pays out $25 in winnings, plus your stake back). Awinning bet on the banker's hand typically pays out slightly less,with a 5% cut taken as 'tax' on your winnings. A tie, otherwiseknown as 'Egalite', pays out at odds of 8-1.
What other typesof baccarat are there?
There are some otherforms of baccarat you may come across online, or in a land-basedcasino:
EZ baccarat is very similar to punto banco, but with some subtle differences and with better odds when you bet on the banker's hand. There is a straight 1:1 payout for a win, instead of the 5% tax you pay in punto banco when you bet on the bank
Super 6 baccarat is on an almost identical theme, but if you bet on the bank and it wins with a six, you get just half of your stake in winnings.
Chemin de fer baccarat is the type you'll see played in early James Bond films and differs in a number of ways from punto banco. These include the fact cards are dealt face-down and players get to make their own choice on whether to draw a third card
Why is baccaratso popular?
One big reason forbaccarat's popularity is the straightforward betting involved. Youhave three options - bet on the bank, bet on the player, or bet fora tie. While the dealing of cards and subsequent permutations aremore complex, the simple fact remains that there are only threeoutcomes.
Another big reasonfor baccarat's popularity, cited by many, is the fact its 'houseedge' is low. By house edge, we mean the amount a casino game isstatistically weighted in favor of the bank. Baccarat's house edgeis amongst the lowest you'll find.
How to getstarted playing baccarat
Playing onlinebaccarat is a great way to get started. There are lots of sites tochoose from and you can always start with free play games to getacquainted with the format and develop a good understanding.
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